How The Fund Works
Our investment funds finance loans for a wide variety of real estate projects including, new construction for non-owner occupied residential projects, commercial construction, fix and flips, mixed-use and land developments. The projects we choose to fund play an important role in the annualized yield produced by the fund.
We select projects based on a stringent evaluation of the asset and it's appraised value. Loans are granted to sophisticated borrowers that have real estate vision and concrete exit strategies. Loan-to-value ratios must not exceed 65% for commercial and up to 70% for residential loans made the POA High Yield Fund I. The POA Opportunity Fund I offers loan to value ratios up to 80%. Loan to value is determined through an appraisal of the asset's current or after-built-value by an independent state certified appraiser.
Benefits of Investing
Investment risk is spread over multiple loans with a variety of property types, borrowers, and locations
100% of portfolio is owned by fund investors
10-13% historical yields
Secured by real estate
Excellent investment for self-directed retirement accounts
Professional management by an experienced team
Low management fee is set by contract and disclosed before investment
No “front load” fees – ever
Minimum Personal Commitment
The limited availability of traditional financing options for real estate developers and investors in today's economy has generated a high demand for specialized loans. This demand accounts for the growing number of urban core revitalization projects being funded through private money lending and other non-traditional financing sources. Without this type of financing, there would be a severe lack of the type of real estate development needed to create and sustain thriving city economies.
This is not an offer to buy or sell securities. Sales of this Fund are made by an offering Memorandum only.** Investors should review the Offering Memorandum, Operating and Subscription agreements, the Fund’s investment objectives, risks, charges and expenses carefully before investing or sending money. This and other important information can be found in the Offering Memorandum, Subscription and Operating Agreements. The information in this communication is directed at, and is intended for distribution to, and use by, US citizens and non-US citizens who are residents of a foreign nation, who meet certain eligibility requirements. It is not intended for distribution to, or use by, any person in any other jurisdiction.
**NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR PASSED UPON THE ADEQUACY OR ACCURACY OF THIS MEMORANDUM. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THIS OFFERING IS MADE IN RELIANCE ON AN EXEMPTION FROM REGISTRATION WITH THE SECURITIES AND EXCHANGE COMMISSION PROVIDED BY SECTION 4(2) OF THE SECURITIES EXCHANGE ACT OF 1933, AS AMENDED (THE “ACT”), AND RULE 506 OF REGULATION D PROMULGATED THEREUNDER. THIS INVESTMENT INVOLVES A DEGREE OF RISK THAT MAY NOT BE SUITABLE FOR ALL PERSONS. ONLY THOSE INVESTORS WHO CAN BEAR THE LOSS OF THEIR ENTIRE INVESTMENT SHOULD PARTICIPATE IN THE INVESTMENT.